Transaction Response Codes

Canonical response codes returned by the payment terminal / mada host. This page is the single source of truth for interpreting the response code in a transaction result.

Mada Scheme Codes

Code	Description	Action
000	Approved	Approve
001	Honour with identification	Approve
003	Approved (VIP)	Approve
007	Approved, update ICC (To be used when a response includes an issuer script. This code is used for mada only.)	Approve
060	Approved in Stand-In Processing (STIP) mode by mada switch	Approve
061	Approved in Stand-In Processing (STIP) mode by mada POS	Approve
087	Offline Approved (Chip only)	Approve
089	Unable to go On-line. Off-line approved (Chip only)	Approve
100	Do not honour	Decline
101	Expired card	Decline
102	Suspected fraud (To be used when ARQC validation fails)	Decline
103	Card acceptor contact acquirer	Decline
104	Restricted card	Decline
105	Card acceptor call acquirer’s security department	Decline
106	Allowable PIN tries exceeded	Decline
107	Refer to card issuer	Decline
108	Refer to card issuer’s special conditions	Decline
109	Invalid merchant	Decline
110	The specified amount is invalid or exceeds the maximum unitary amount for the given mada transaction service	Decline
111	Invalid card number	Decline
112	PIN data required	Decline
114	No account of type requested	Decline
115	Requested function not supported	Decline
116	Not sufficient funds	Decline
117	Incorrect PIN	Decline
118	No card record	Decline
119	Transaction not permitted to cardholder	Decline
120	Transaction not permitted to terminal	Decline
121	Exceeds Daily limit for the given mada transaction service	Decline
122	Security violation	Decline
123	Exceeds frequency limit i.e. number of transactions, for the given mada transaction service.	Decline
125	Card not effective	Decline
126	Invalid PIN block	Decline
127	PIN length error	Decline
128	PIN key synch error	Decline
129	Suspected counterfeit card	Decline
164	Transaction not permitted for this Merchant Category Code (MCC)	Decline
165	Excessive pre-authorization Capture not allowed	Decline
166	More than one pre-authorization extension is not allowed	Decline
167	Issuer not certified for this transaction or service or Issuer does not support this service	Decline
182	Invalid date (Visa 80)	Decline
183	Cryptographic error found in PIN or CVV (Visa 81)	Decline
184	Incorrect CVV (Visa 82)	Decline
185	Unable to verify PIN (Visa 83)	Decline
187	Original transaction for refund, preauthorization capture, preauthorization void or preauthorization extension not found	Decline
188	OFFLINE DECLINED	Decline
190	Unable to go online – Offline declined	Decline
195	Card insertion required to proceed the transaction	Decline
196	Online PIN is required	Decline
197	The bank account used in the original transaction does not match the bank account being used in the Refund, Preauthorization Capture, reauthorization Void or Preauthorization Extension transaction	Decline
198	The refund, preauthorization void amount or cumulative amount exceeds the original transaction amount	Decline
199	The refund, pre-authorization capture, preauthorization void or preauthorization extension transaction period exceeds the maximum time limit allowed by the mada business rules	Decline
200	Do not honour	Decline
201	Expired card	Decline
202	Suspected fraud (To be used when ARQC validation fails)	Decline
203	Card acceptor contact acquirer	Decline
204	Restricted card	Decline
205	Card acceptor call acquirer’s security department	Decline
206	Allowable PIN tries exceeded	Decline
207	Special conditions	Decline
208	Lost card	Decline
209	Stolen card	Decline
210	Suspected counterfeit card	Decline
300	File download Success	Approve
301	Not supported by receiver	Decline
302	Unable to locate record on file	Decline
306	Not successful	Decline
307	Format error	Decline
400	Reversal Accepted	Approve
480	Original transaction not found	Decline
481	Original transaction was found but declined	Decline
500	Reconciliation Totals Matched	Approve
501	Reconciliation Totals Not Matched	Decline
690	Unable to parse message	Decline
800	Registration Success	Approve
888	Unknown error	Decline
893	Signature error	Decline
902	Invalid Transation	Decline
903	Re-enter Transaction	Decline
904	Format error	Decline
906	Cutover Inprocess	Decline
907	Card issuer or switch inoperative	Decline
908	Transaction destination cannot be found for routing	Decline
909	System malfunction	Decline
910	Card issuer signed off	Decline
911	Card issuer timed out	Decline
912	Card issuer unavailable	Decline
913	Duplicate transmission	Decline
914	Not able to trace back to original transaction	Decline
915	Reconciliation cutover or checkpoint error	Decline
916	MAC incorrect (permissible in 1644)	Decline
917	MAC key sync	Decline
918	No communication keys available for use	Decline
919	Encryption key sync error	Decline
920	Security software/hardware error – try again	Decline
921	Security software/hardware error – no action	Decline
922	Message number out of sequence	Decline
923	Request in progress	Decline
940	Unknown terminal	Decline
942	Invalid Reconciliation Date	Decline
943	Transaction service is not supported for GCCNet cards	Decline
944	The requested DCC Currency is invalid or no longer supported	Decline
945	The Acquirer ID, Merchant ID, Store ID or Department ID specified in the DCC Rate Inquiry is not enabled for the DCC service	Decline
946	Acquirer timed out	Decline

Nami ECR Codes

Code	Description
980	INVALID TRANSACTION
981	Reversal Time Limit Expired
982	Enter Valid RRN
983	No Records Found
984	No Running Total Records
985	Signature Miss Match
986	Session not Started
987	User Cancel
988	Card Error
989	No Response
990	No Reconciliation Records
991	Reversal Not Allowed
992	PIN Error
993	PIN Timeout
994	Enter Valid Pin
995	Transaction Not Allowed
996	Card Scheme Not Allowed
997	MSR Read Failed
998	Blocked card
999	Try another card
1000	Card Removed
1001	Manualy Entry Cancelled
1002	Terminated
1003	Do Register
1004	Already Registered
1005	Check Digit Fail
1006	ECR Connect Time Out
1007	No Snapshot Total Records
1008	Terminal Not Registered
1009	File Download Failed